Money

Financial health, worldwide. Money worries are not a private matter.

Sascha Schulz holds an orange smartphone from which gold coins pour into a glass measuring jug
  • Collage in grey, rust red and black: a punch-clock and time cards beside an open ledger with a red line down its last column, blank clock faces drifting upwards and a closed red umbrella resting beside it.

    Superpower Without a Rainy-Day Fund

    Whoever won the midterms, one American household in six is financially vulnerable. Employers pay for it every week, in hours that no ledger records.

  • Collage in grey, rust red and gold: a red piggy bank overflowing with gold coins on a sideboard, a small red crescent moon above it and a small empty bed beside it.

    The Nation That Saves and Still Worries

    Japan’s households sit on a mountain of savings and a matching mountain of worry. Ahead of World Savings Day, a reminder that a savings rate is not a…

  • Collage in grey, rust red and gold: a calendar page pinned to the wall with one date circled in red, beside a balance scale holding a small red paper house and a stack of gold coins.

    A Target for 2030

    Financial health becomes politics only when it has a number and a year. The Netherlands has both. Germany, the United States and Japan are still counting.

  • An empty chair at a lived-in kitchen table, an AI editorial illustration.

    Live longer. Speak more openly.

    Old-age poverty in Germany, the EU, Asia and the US. Understand irregular work, business exits and the cost of a longer life, with examples, FAQ and glossary.

  • Collage: an iceberg at sea, ice and a gold coin above the water, a rust-red office chair and banknotes below

    The Invisible Bill

    Money worries are treated as a private matter. Everyone pays for them anyway: employers, health systems and the state. The United Nations calls the remedy financial health.

  • Screenprint collage: a night clock whose hands are gold coins, beside a dark window and a rose moon

    Money Is a Feeling

    Money worries keep odd hours. Who could cope with a surprise bill, from Lagos to Tokyo, and why the real test of financial health is sleep.

  • Screenprint collage: envelopes queue at a slot while one gold coin drops into a jar first

    Pay Yourself First, Even With Little

    Saving works best when nobody has to decide to do it. The evidence on defaults is strong, and honest about where it stops.