Money

Financial health, worldwide. Money worries are not a private matter.

Sascha Schulz holds an orange smartphone from which gold coins pour into a glass measuring jug
  • An empty chair at a lived-in kitchen table, an AI editorial illustration.

    Live longer. Speak more openly.

    Old-age poverty in Germany, the EU, Asia and the US. Understand irregular work, business exits and the cost of a longer life, with examples, FAQ and glossary.

  • Collage: an iceberg at sea, ice and a gold coin above the water, a rust-red office chair and banknotes below

    The Invisible Bill

    Money worries are treated as a private matter. Everyone pays for them anyway: employers, health systems and the state. The United Nations calls the remedy financial health.

  • Screenprint collage: a night clock whose hands are gold coins, beside a dark window and a rose moon

    Money Is a Feeling

    Money worries keep odd hours. Who could cope with a surprise bill, from Lagos to Tokyo, and why the real test of financial health is sleep.

  • Screenprint collage: envelopes queue at a slot while one gold coin drops into a jar first

    Pay Yourself First, Even With Little

    Saving works best when nobody has to decide to do it. The evidence on defaults is strong, and honest about where it stops.