Sascha Schulz

A Target for 2030
Financial health becomes politics only when it has a number and a year. The Netherlands has both. Germany, the United States and Japan are still counting.

Who Thinks When the Machine Thinks?
AI can raise the level of almost any piece of work. The catch: whoever stops thinking for themselves loses the very skill needed to check the machine.

Live longer. Speak more openly.
Old-age poverty in Germany, the EU, Asia and the US. Understand irregular work, business exits and the cost of a longer life, with examples, FAQ and glossary.

Happiness Is Not on the Ballot
Governments appoint ministers for happiness and sort budgets by wellbeing. The data show where happiness is actually made: at the table, on the square, in trust between strangers,…

The Invisible Bill
Money worries are treated as a private matter. Everyone pays for them anyway: employers, health systems and the state. The United Nations calls the remedy financial health.

Form Is an Attitude
A well-made object tells you how long its maker expected you to keep it. The world’s growing heap of e-waste suggests we have stopped listening.

Thinking Is a Public Act
Trust is falling and news avoidance is settling in. The remedy is not more information but more company: thinking out loud, in rooms with other people in them.

Hands Up Is Not a Strategy
The first hundred days after losing a job decide less about money than about self-image. Three rules help: sort, speak, begin.

The Machine Told a Joke
Software now writes jokes that strangers rate funnier than most people’s. What it cannot do is decide whether this is the moment for one.

Money Is a Feeling
Money worries keep odd hours. Who could cope with a surprise bill, from Lagos to Tokyo, and why the real test of financial health is sleep.